UPWISE PRIVATE CAPITAL

FINANCING SOLUTIONS

Capital with a purpose.

Explore options for working capital, longer-term investment, and the equipment your business depends on.

01 / FINANCING

Flexible Term Loan

AMOUNT

Up to $5,000,000

RATE

10% APR

TERM

4–7 years

A Bank Term Loan is a fixed-rate financing option that provides consistent monthly payments. An excellent solution for businesses that need quicker access to capital or do not meet SBA loan qualifications. Flexible use of funds with minimal restrictions.

Loan amounts up to $5,000,000

4–7 year repayment terms

Monthly payment schedule

No prepayment penalties

Ideal for consolidating higher-interest debt

Pre-approvals available same business day

Funding typically within 2–3 weeks

Debt Consolidation · Working Capital · Fast Funding

02 / FINANCING

SBA Loan

AMOUNT

Up to $5,000,000

RATE

Prime + 2.75%

TERM

10 years

An SBA Loan is a type of small business financing partially guaranteed by the U.S. Small Business Administration. This guarantee reduces risk for the lender and allows borrowers to access more favorable terms than traditional business loans.

Loan amounts up to $5,000,000

Interest rate: Prime + 2.75%

10-year repayment term

Monthly payment schedule

No prepayment penalties

Pre-approvals as soon as next business day

Funding typically within 60 days

SBA Guaranteed · Low Rates · Long Term

03 / FINANCING

Equipment Financing

AMOUNT

Up to $2,000,000

RATE

From 5.99%

TERM

24–48 months

Finance or lease new and used equipment with the equipment itself as collateral. Fast approvals, minimal documentation, and 100% financing available.

100% equipment cost financed

Soft credit pull to pre-qualify

New & used equipment eligible

Potential Section 179 tax advantage; consult your tax advisor

Minimal documentation required

Fast approval process

Flexible lease and loan structures

Machinery · Vehicles · Technology

Rates, loan amounts, timelines, prepayment terms, and eligibility are subject to underwriting and lender approval. SBA financing is subject to applicable program requirements. No approval or funding timeframe is guaranteed.

LET’S BUILD WHAT’S NEXT

Your next chapter starts with a conversation.

UPWISE PRIVATE CAPITAL

Independent thinking. Business-minded capital.

Financing is subject to underwriting, credit approval, lender terms, and availability. Rates and timeframes shown are indicative and are not a commitment to lend.

@ 2018 UPWISE PRIVATE CAPITAL

NEW YORK OFFICE

150 Greenwich St, New York, NY 10007